Integrated Payment Solutions

Simplify the complex world of campus payments

Integrated payment solutions

Improve the student experience and streamline campus operations. Transact’s Integrated Payment Solutions cover core areas for your financial services operations including payments, commerce, and bill presentment.

Three Solutions for better control of your daily operations

Payments

Automate how you collect and process payments with flexible, web-based solutions offering convenient student portals, transparency for payers and campus staff, and security lowering your PCI scope. Utilize solutions for in-person tuition and non-tuition payments, as well as virtual office support and dispute resolution.

Commerce

eCommerce solutions to expand your sales presence on the web. Create and manage web stores with configurable designs and content. Integrate our Mobile Payments for iPad to take your sales on the go and in-person.

Bill Presentment

Reduce your expenses printing and mailing paper billing statements and tax forms. Bill presentment provides students with the ability to view their bills 24/7.

Integrated payment solutions
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One solution with many possibilities

Tailor the capabilities that work best for your campus

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Payment Processing

Payment Processing

It’s all about choice

Control how you manage convenience fees. Process payments with web-based, multi-layered security and privacy features designed for higher education.

Over 700 colleges and universities trust our solutions for their payment processing needs. See which option works best for your institution.

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SmartPay CampusPay
SmartPay
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Eliminates the costs of accepting card payments, enabling you to retain 100% of billed tuition and fees.
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Saves time coordinating with multiple banks and services, providing quick distribution of funds.
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Centralizes reporting across revenue centers for higher visibility of activity.
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Protects your payer information with Level 1 PCI-DSS compliant tools.
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Streamlines reconciliation of accounts including ACH and card payments.
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Dedicated customer service for students and their payers.
Campus Pay
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Enables institutions to absorb processing fees for students and lower tuition and non-tuition costs.
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Saves time coordinating with multiple banks and services, providing quick distribution of funds.
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Centralizes reporting across revenue centers for higher visibility of activity.
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Protects your payer information with Level 1 PCI-DSS compliant tools.
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Streamlines reconciliation of accounts including ACH and card payments.
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Dedicated customer service for students and their payers.

Online Campus Payment Solutions

ePayment helps schools securely automate how payments are collected across any device. A web-based student dashboard provides full accessibility to complete payments, view transaction history, and account profile details. This translates to shorter lines in the bursar’s office and cost saving by removing the need to process paper checks.

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Administrator Benefits Student Benefits
Administrator Benefits
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Lower PCI scope with PCI Level 1 validated payment processing solutions to provide peace of mind.
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Market leading integrations with ERP, Student Information Systems (SIS), and financial applications.
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Accept a variety of tenders including credit cards, ACH, campus cards, 529 plans , International Funds Transfer (IFT), and ApplePay.
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Virtual tools for staff to provide remote support and assistance via User Emulation and Customer Research Center components.
Student Benefits
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Hassle free international payment processing
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Account notifications via text, email, and the Student Account Online dashboard.
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Recurring auto-pay features to help ensure students do not miss their due dates.
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FERPA compliant parent PINs support.
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Payment Plan options with integration to Payment Plans by Transact.
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Support for GradGuardTM Tuition Insurance.
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Optional enhancements

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Payment Processing

Control how you manage convenience fees and process payments via credit card or ACH at competitive rates

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Payment Plans

Flexible tuition plans help your students manage the growing costs of higher education. Choose between full-service or software-only payment options.

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529 Plan integration

Enable students and parents to make payments from a supported 529 account.

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eBill

Automate bill and tax form presentment, delivery, and notification.

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eRefund

Electronic Processing for financial aid and other types of refunds.

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International Funds Transfer (IFT)

Accept international payments through your student portal and web stores.

Bill Presentment

Provide students and authorized payers convenient, 24/7 viewing access to statements with automated bill presentment. Transact integrates with your online student dashboard to automate how bills are presented and help reduce time spent processing paper bills. Integration with our payment services provide schools with comprehensive electronic bill presentation and payment solutions.

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Administrator Benefits Student Benefits
Administrator Benefits
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Improve customer service and dispute resolution with simulated view options that show bills as they appear to students and payers.
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Automate notifications of bill availability for students and payers, helping you deliver a better customer experience
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Provide secure presentation and storage of static bill details.
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Reduce labor and postage costs associated with printing and mailing bills.
Student Benefits
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Provide secure, easily accessible information via the Student Account Online.
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Offer alerts regarding bill availability via text, email, and student web portals.
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Grant a comprehensive view of all account information, billing history, and charge details.
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Optional enhancements

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Dynamic Bill

Your students can view real-time account activity in their personalized web portal— including financial aid.

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1098-T & 1098-E

Give your students the ability to view and download their tax forms electronically, reducing staff time and costs spent printing, mailing, and filing paperwork.

Digital Commerce

Expand your web presence without the need for valuable campus IT resources. Provide students 24/7 access to complete purchases for retail, food, education, and recreation related items across campus.

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icon4Storefront

Your store's front end, utilizing templates for easy setup and deployment. Rapidly create and manage multiple Storefronts from a centralized back office. Control your items, branding, store colors, and categories.

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icon4Checkout

The eCommerce payment engine. Checkout integrates with Storefront to accept payments via credit and debit cards, ACH/EFT, ApplePay, and International Funds Transfer (IFT).

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icon4Third-Party Integration

Interested in integrating Transact payment processing with third party vendors? Checkout comes with a library of APIs for third party connections, enabling you to have streamlined eCommerce payment processing solutions across campus.

Administrator Benefits
Administrator Benefits
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PCI-DSS Level 1 validated payment processing to ensure peace of mind.
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24/7 access to your customers via a mobile friendly eMarket website.
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Payment Processing tools for third party web stores.
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Tools for users to users to create, manage and operate stores with unique URLs.
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Processing for a variety of payment types, including foreign currencies.
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User configurable features to control website photos, content and branding.
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Accessibility support for screen readers.
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Simplified web store navigation to support higher conversions.

Optional enhancements

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Transact Mobile Payment for iPad

Take your eMarket store on the go with by turning your iPad® device into a mobile cash register.

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Assisted Payments

Manage over-the-phone payments for your administrative offices and call centers.

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Payment Processing

Control how you manage convenience fees and process payments via credit card or ACH at competitive rates

In-Person Payment

Securely manage over-the-counter tuition and non-tuition payments across campus, from the bursar’s office and recreational sports center, to the health center and housing office. Transact empowers you to accept payments via desktop and mobile workstations.

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Administrator Benefits Student Benefits
Administrator Benefits
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Unlimited user licenses with centralized tools for issue dispute resolution, reporting and customer information.
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Market leading integration with a variety of ERP platforms to provide accurate student records and linked transactional history.
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Protection of personally identifiable student and payer information. Point to Point Encryption (P2Pe) lowers your PCI costs by as much as 70%.
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Streamlined processes for handling end-of-day balances and reconciliation with integrated payment processing and detailed reporting.
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Simplify process for departmental deposit entry and receipts.
Student Benefits
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Expedited in-person payment experience
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Flexibility to use various tender types such as cash, credit card, campus cards, and check.
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Real time updates of account balances and payment history.
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Optional enhancement

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Transact Mobile Payment for iPad

Turn your iPad into a mobile cash register and accept electronic payments on-the-go.

Refunds & Disbursements

Simplify financial aid disbursements and credit balance refunds with digital solutions that provide added transparency. Transact integrates with your online student dashboard to provide centralized viewing and status notifications.

Releasing your students’ financial aid and general funds is as easy as 1-2-3

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Students log in to the Transact Payments platform.
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Students enter their bank account information to release funds.
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Students receive a disbursement notification via email and/or text when funds are on their way.
Administrator Benefits Student Benefits
Administrator Benefits
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Integration with campus ERP and Student Information Systems (SIS) help ensure accurate student records.
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Short processing time and disbursement of financial aid via ACH to expedite delivery and reduce the need for paper checks.
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Automated notifications and controls to view student refund enrollment status.
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User defined messages for students shared via a web portal message center, text and email.
Student Benefits
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Secure, online enrollment portal with options to select direct deposit.
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Automated disbursement notifications shared via web, text, and email.
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Options to further manage refund enrollment and bank account parameters.
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Easily accessible on all devices.
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Payment Plans

A powerful weapon in the fight against student debt.

The most successful payment plans provide instructions & support for first-time payers, give payers choices, are timed well with bills, and over communicate.

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7 out of 10

payers agree that payment plans have significantly increased their chances of graduating on time with less debt.

84%

of users rate their payment experience as “excellent” to “fair”.

73%

of users said they are “very likely” to enroll in a payment plan again.

Source: 2019 Transact Payments-Payment Plan Enrollment Survey

Payment plans for students

Student debt is on the rise. Paying for college is more challenging than ever. Payment plans can help students avoid student debt and sign up takes only 5 simple steps.

Full-Service Payment Plans Software-Only Payment Plans
Full-Service Payment Plans
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Immediate access to collected funds for your school.
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Customized plans covering tuition, housing and meals.
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Simple enrollment process that reduces human error and administrative work.
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Detailed transaction and balance insights for students and staff.
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Accept credit cards, ACH, 529 plan, IFT, or campus cards.
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Dedicated customer support.
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Integration with your ERP and student information system (SIS).
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Free turnkey marketing services to encourage student and payer adoption.
Software-Only Payment Plans
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Our Payment Plan application enables students and authorized payers to enroll in one or more payment plans at a time. Schools can design and manage their plans based on their administrative requirements.

Case Studies

Houston Community College moves to automated payment plans

Learn how Transact's Payment plan solution proved flexible and easy to integrate.

University of the Pacific Streamlined on-the-go payment acceptance

Student organizations reap the benefits of the simplified sales process and efficient payment acceptance.

Lynn University leverages back-office integration to gain online payments

See why ePayment and eMarket solutions provide the highest level of security.